Mortgage Loan Advisors are trained professionals licensed to represent and provide you with the best advice for your mortgage needs!
A Mortgage Loan Advisor's primary expertise is locating and negotiating the best funding and rates for mortgage financing. A professional mortgage loan advisor originates, negotiates, and processes mortgage loans on behalf of clients.
Mortgage Loan Advisors work for you and not the banks!
Mortgage Loan Advisors work hard for YOU and NOT the banks!
Mortgage Loan Advisors seek out the best loan programs to suit your specific situation. Choosing the wrong mortgage can cost you thousands of extra dollars. Mortgage Loan Advisors are trained professionals who can help you save on your mortgage dollar.
There is a wide assortment of options and features available to homebuyers today. Shopping around takes a lot of time and effort. The mortgage process within today's very competitive marketplace intimidates many American homebuyers. It pays to work with a mortgage professional who will represent you and ensure the mortgage you get is the one best suited to your needs.
10 Reasons to use a Mortgage Loan Advisor
- Access to a large variation of loan programs, banks and investors.
- Fast credit and loan pre-approvals with no cost or obligation. (Some conditions may apply)
- They are experts at matching you with the best-suited mortgage.
- Get mortgage rates at wholesale
- They work for YOU, not the bank.
- Up-to-date on all the mortgage rates, terms and re-payment options available on the market.
- They only specialize in mortgages and are knowledgeable on current trends.
- They increase competition in the market place, thus keeping rates low.
- They save you time and money!
- Mortgage Loan Advisors have vested interest in satisfying your needs since they rely on referrals and repeat business.
Other than rates, why should I use a Mortgage Loan Advisor?
In addition to rates, because mortgage-based financing is the loan advisor's primary business, she has developed expertise in what type of qualifications is needed for each loan program. This kind of knowledge not only results in the most favorable rates for each loan scenario, but often whether a project is funded at all.
How do Mortgage Loan Advisors Find Superior Rates?
Interest rates are a concern to borrowers. Because they stay abreast with current mortgage and real estate trends, loan advisors know which loan programs attracts a favorable interest rate, but a higher rate on another.
Mortgage rates can change daily, depending on economic circumstances. Your Mortgage Loan Advisor keeps current and knows which loan program to approach first for the best available rate at the time of your rate lock.
Why should I go to a Mortgage Loan Advisor first?
A professional Mortgage Loan Advisor will work hard to get your mortgage loan application approved. When others say "no", your loan advisor may say "yes".
Often the success of obtaining a mortgage approval depends on the way in which a file is presented to an underwriter. Your Mortgage Loan Advisor is trained to present your mortgage proposal in a way in which it will get the most immediate, positive result.
You don't call an insurance company for insurance - you use an insurance advisor, because of their expertise, product knowledge and rates. So remember, call your mortgage loan advisor first!
How do Mortgage Loan Advisors get better deals than many Banks?
Mortgage Loan Advisors have access to different banks, investors and hundreds of loan programs.
In addition to these sources, mortgage loan advisors often develop professional relationships with private sources, which can provide many various mortgage products not available at conventional sources.