VA Home Loans

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VA Home Loans

VA Home Loans

A VA loan is a mortgage loan available through a program established by the United States Department of Veterans Affairs. VA loans assist service members, veterans, and eligible surviving spouses to become homeowners. The VA sets the qualifying standards, dictates the terms of the mortgages offered and guarantees a portion of the loan. We offer this 100% Financing Program.

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VA Home Loan Advantages

  • Easier requirements for income and credit score.
  • No down payment.
  • Lower closing costs.

VA Home Loan Disadvantages

  • Must be an eligible veteran or unmarried surviving spouse of a veteran who died on active duty or as the result of a service-connected disability.
  • VA Funding Fee may be required.

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