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What Is Home Equity and How Can I Build It?

What Is Home Equity and How Can I Build It?

October 6, 2021 | Posted by: Pauline Mitchell

Home equity is an essential asset for creating wealth and income. Learn how home equity is calculated, why it's important, and five steps you can take to build it. As you make monthly mortgage paymen ...

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Decisions Regarding Monetary Policy Implementation issued September 23, 2021

Decisions Regarding Monetary Policy Implementation issued September 23, 2021

September 23, 2021 | Posted by: Pauline Mitchell

The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its statement on September 22, 2021: • The Board of ...

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How to Handle a Low-Ball Offer in Real Estate | Home Selling Advice

How to Handle a Low-Ball Offer in Real Estate | Home Selling Advice

September 15, 2021 | Posted by: Pauline Mitchell

How to Handle a Low-Ball Offer in Real Estate - Home Selling Advice How to negotiate and handle low-ball offers on your real estate property in a buyer's market without compromising the value or wort ...

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What are credit scores and how are they important?

What are credit scores and how are they important?

September 1, 2021 | Posted by: Pauline Mitchell

A credit score is a number that shows how likely you are to pay or default on credit. It ranges from 300 to 850; the higher the number, the more creditworthy lenders deem you. Your credit history dete ...

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Getting a Mortgage as a Student

Getting a Mortgage as a Student

August 18, 2021 | Posted by: Pauline Mitchell

Purchasing a home is most likely one of the most sizable purchases most of us will ever make, and finally, buying a home is a dream come true for most. For students, it may seem like this dream is fo ...

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What Happens if You Lose Your Job Before Closing?

What Happens if You Lose Your Job Before Closing?

August 4, 2021 | Posted by: Pauline Mitchell

A job loss a few days or weeks prior to closing your home purchase can be distressing; especially when you have no alternative source of income. Getting a new job can ease the situation, but it's not ...

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 Decisions Regarding Monetary Policy Implementation issued July 28, 2021

Decisions Regarding Monetary Policy Implementation issued July 28, 2021

July 28, 2021 | Posted by: Pauline Mitchell

The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its statement on July 28, 2021: • The Board of Govern ...

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How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in  Georgia

How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Georgia

July 21, 2021 | Posted by: Pauline Mitchell

When you make a deal to buy a home, in addition to thinking about how much money to provide, you likewise need to think about any conditions that you want to include. Some common conditions deal with ...

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Risks of Putting Down a Firm Offer with a Pre-Approval Georgia

Risks of Putting Down a Firm Offer with a Pre-Approval Georgia

July 7, 2021 | Posted by: Pauline Mitchell

Risks of Putting Down a Firm Offer with a Pre-Approval Today, the real estate market is competitive and homebuyers need all the help they can get to secure their home at the right price. Once you fin ...

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Buying Land To Build A Home in Georgia

Buying Land To Build A Home in Georgia

June 16, 2021 | Posted by: Pauline Mitchell

Buying Land To Build A Home If you've been dreaming of escaping your unruly neighbors, the hubbub of the city, or the restrictions of your homeowners' association, then buying land to build a home is ...

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Bank Of Canada Rate Update June 9, 2021

Bank Of Canada Rate Update June 9, 2021

June 9, 2021 | Posted by: Pauline Mitchell

Bank of Canada will hold current level of policy rate until inflation objective is sustainably achieved, continues quantitative easing The Bank of Canada today held its target for the overnight rat ...

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Your House-Closing Timeline: A Step-By-Step Guide | Georgia

Your House-Closing Timeline: A Step-By-Step Guide | Georgia

June 7, 2021 | Posted by: Pauline Mitchell

The process of buying a house can be quite exciting. However, the process is laborious, and it can also be nerve-wracking, especially if you do not know what to expect at what stage. The process is lo ...

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What Are the Next Steps After Your Offer Was Rejected? In Georgia

What Are the Next Steps After Your Offer Was Rejected? In Georgia

May 19, 2021 | Posted by: Pauline Mitchell

What are the next steps after your offer was rejected? Finding an ideal home can be a daunting process. It involves talking to a wide range of realtors and having a myriad of meetings with your mortg ...

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Material Shortages Causing Housing Problems – Real Estate Market Update

Material Shortages Causing Housing Problems – Real Estate Market Update

May 7, 2021 | Posted by: Pauline Mitchell

Spring is here, and with it come the usual home buying season. If you're in real estate, it's about to get truly fascinating. There are likewise some distinct challenges you and your purchasers might ...

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Investing In An Apartment Complex

Investing In An Apartment Complex

May 5, 2021 | Posted by: Pauline Mitchell

Investing In An Apartment Complex Investing in an apartment complex is one of the most effective ways of building wealth in the real estate industry. Some of the benefits that are associated with inv ...

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Decisions Regarding Monetary Policy Implementation issued April 28, 2021

Decisions Regarding Monetary Policy Implementation issued April 28, 2021

April 28, 2021 | Posted by: Pauline Mitchell

The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its statement on April 28, 2021: • The Board of Gov ...

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Things To Look Out For When Viewing A Property

Things To Look Out For When Viewing A Property

April 21, 2021 | Posted by: Pauline Mitchell

Becoming a homeowner can be quite an exciting experience; however, house hunting is not a process without challenges. Depending on your personal preferences, needs, and budget, you need to carefully ...

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Buying A Home As A Senior Citizen | GA

Buying A Home As A Senior Citizen | GA

April 7, 2021 | Posted by: Pauline Mitchell

Buying a home is for everyone — or those who can afford to pay for their mortgage. Albeit you're 60 or 70 years old, it's possible and beneficial to own a home so long as you have the financial mean ...

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Top 10 Considerations When Moving to a New Area

Top 10 Considerations When Moving to a New Area

March 24, 2021 | Posted by: Pauline Mitchell

Peak Moving Season being just around the corner, most movers and other professionals in the industry will tend to encourage moving during the offseason. No matter where you are moving to, here are som ...

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Multi-Family Lending: What You Need To Know About Hard Money Loans

Multi-Family Lending: What You Need To Know About Hard Money Loans

March 9, 2021 | Posted by: Pauline Mitchell

Multi-Family Lending: What You Need To Know About Hard Money Loans Multi-family real estate is one of the most popular investments for both newbie and seasoned investors. Buyers in the past used trad ...

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Why Borrowers May Choose a Private Mortgage

Why Borrowers May Choose a Private Mortgage

February 25, 2021 | Posted by: Pauline Mitchell

Why Borrowers May Choose a Private Mortgage When most people want to buy a home, they get a list of local banks and mortgage companies to start comparing the available financing options. However, the ...

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How to Handle a Mortgage After a Separation or Divorce

How to Handle a Mortgage After a Separation or Divorce

February 10, 2021 | Posted by: Pauline Mitchell

Mortgage Life After Separation and Divorce Separation and divorce present many challenges. It's a situation you likely never thought you'd never be in, but now there are personal and financial conseq ...

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How Good vs Bad Debt Impacts Your Household

How Good vs Bad Debt Impacts Your Household

January 27, 2021 | Posted by: Pauline Mitchell

In order to understand the difference between good and bad debt, it's important to track your income and expenses and established saving goals for your family. Financial stability allows you to mee ...

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Benefits of Investing in Multi-Family Real Estate

Benefits of Investing in Multi-Family Real Estate

January 13, 2021 | Posted by: Pauline Mitchell

What is Multi-Family Real Estate? Any residential property that contains more than one housing unit is classed as multi-family real estate. Some of the most prevalent examples of multi-family real ...

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Home Selling Season is Around the Corner: Tips to Get Ready

Home Selling Season is Around the Corner: Tips to Get Ready

December 29, 2020 | Posted by: Pauline Mitchell

Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...

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Congratulations Mr. & Mrs. Gates from Augusta, GA!

Congratulations Mr. & Mrs. Gates from Augusta, GA!

December 28, 2020 | Posted by: Pauline Mitchell

I truly enjoyed the “Mortgage Life” today. I had an opportunity to help my friend and big sister of almost 20 years along with her husband FIRE their landlord and become homeowners! They t ...

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Congratulations Philip J. from Savannah, GA!

Congratulations Philip J. from Savannah, GA!

December 28, 2020 | Posted by: Pauline Mitchell

I can’t end the month without sharing this on-time closing that took place recently. My client made it home before the holidays! Congrats to Mr. Philip J. - Another happy homebuyer in Savannah! ...

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Should You Pay Off Your Mortgage Early?

Should You Pay Off Your Mortgage Early?

December 22, 2020 | Posted by: Pauline Mitchell

It's a dream to be able to pay off your mortgage early, but is there a downside?  While it sounds like a great idea, there are some factors to consider before doing so.  This article will ex ...

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Real Estate 101: Essential Tips for First-Time Home Buyers

Real Estate 101: Essential Tips for First-Time Home Buyers

December 15, 2020 | Posted by: Pauline Mitchell

Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...

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10 Essential Tips for Taking Out Your First Mortgage

10 Essential Tips for Taking Out Your First Mortgage

December 8, 2020 | Posted by: Pauline Mitchell

Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...

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